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ELIMINATE ALL YOUR BUSINESS'S MERCHANT FEES

INCREASE YOUR PROFIT
ON AVERAGE 3%
- ZERO RISK -

No contract. No costs. No hidden fees.
Quick & FREE to set up.

 Free POS system and terminals.

And much more!

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HOW MUCH CAN YOU SAVE?
MONTHLY PROCESSING VOLUME
MONTHLY SAVINGS
YEARLY SAVINGS
$500,000
$17,500
$210,000
$400,000
$14,000
$168,000
$300,000
$10,500
$126,000
$200,000
$7,000
$84,000
$150,000
$5,285
$63,420
$100,000
$3,500
$42,000
$50,000
$1,750
$21,000
$10,000
$350
$4,200

"Our clients understand and have accepted the small additional fee added to their credit card transactions. Our salon has now totally eliminated all credit card processing fees."

- Emma, Salon Owner

"At first I was suspicious... but Payment Time actually delivers! The transition from our old processor to their Cash Discount Program went very easy our monthly fees dropped approximately $1,450. If someone suggests you may save $17,500 a year, it may be worth your while to spend a few minutes with them."

- Liam, Restaurant Owner

"Payment Time has been giving us extraordinary service since we started. Every call is handled efficiently. We are very happy to have eliminated our fees. We've invested the savings in marketing and we're able to multiply that!"

 

- Alexander, Dentist

WHAT'S A CASH DISCOUNT PROGRAM?

A cash discount program is a payment processing alternative to eliminate credit card fees.

In this type of program, merchants increase their product/services prices by 2-4% and offer customers a proportional discount if they choose to pay in cash.

You will continue to accept all major credit cards without losing 2-4% in credit card processing fees.

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CASH DISCOUNT PROGRAMS ARE A TREND IN THE POST-COVID MARKET

The price of everything has increased, so more and more business owners feel more comfortable raising their prices by 2-4%. They need to do something to make up for inflation and higher supplier costs.

IT'S A TREND, BUT IT'S BEEN AROUND FOR YEARS!

You have probably seen gas stations offering cash discounts for many years. You even know the procedure;

  • It costs a little less per gallon if you pay with cash.

  • If you pay with a credit card or gift card, the cost is as listed on the pump.

NOT ONLY GAS STATIONS CAN BENEFIT FROM CASH DISCOUNT PROGRAMS!

WHO CAN JUMP ON THE BANDWAGON?
  • Retail businesses

  • Restaurants

  • Online Business

  • Auto dealers

  • Service business

  • Dentists

  • Hair Salons

  • Veterinarians

...or ANY business that accepts credit cards.

THE BENEFITS OF OUR
CASH DISCOUNT PROGRAM

ALL PROCESSING FEES GONE FOREVER

Never pay $0.01 in processing fees again.

LOCAL SUPPORT

We're a local payment processing company located in San Diego.

NO CONTRACT

No 3-year long contract.
We work on a month-to-month basis.

FREE TERMINALS

Free terminals are available for your business depending on your monthly processing volume.

FRAUD PROOF

Paying by cash means that you can test any bills right at the point of sale for fraud, and you can be certain that you're getting paid for each and every transaction.

TIPS ARE EXCLUDED FROM THE NON-CASH ADJUSTMENT

There is no additional charge on the tip price to the customer or the business owner on tips.

NO HIDDEN FEES

Accept all major credit card flags, and your statement will read $0 every month.

EASY TO SWITCH

You receive the signs for the store as required by law, and the terminal is a breeze to set up.

ACCEPT PAYMENTS ONLINE, IN-STORE, OR ON THE GO

Accept payments wherever it's important for your business.

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NEVER NEED TO SWITCH PROCESSORS AGAIN

When you pay nothing for your merchant services account, it can be the account you use for the life of your business. You'll never have to argue with another credit card salesperson again: Tell them that your cash discount merchant account costs you $0 every month.

WHAT'S THE PROCESS TO
ELIMINATE MY PROCESSING FEES?

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Book a Call

Talk to one of our specialists. We need to know more about your business and how you're currently accepting payments

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Customized Quote

We will present you with a proposal on the best way to eliminate your fees without disrupting your operations

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Receive the FREE Equipment

In most cases, you don't need to change the equipment unless you want to. We have a dedicated team to help you set up the new equipment.

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Save money!

The process usually takes less than a month!

BOOK YOUR CALL

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WHAT OUR CLIENTS SAY

"Our clients understand and have accepted the small additional fee added to their credit card transactions. Our salon has now totally eliminated all credit card processing fees."

- Emma, Salon Owner

ZERO RISK

NO SETUP COSTS, NO CONTRACT
YOU CAN CANCEL AT ANY TIME!
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We do that because we know we deliver what we promise, and our customer service is excellent, so we know you'll want to stay with us!

 

We also believe that we can only build a solid long-term business relationship based on trust and excellence of service.

So we don't have to lock you into a 3-year contract, and of course, we don't hide any fees.

 

STILL HESITANT?
HERE'S WHAT SOME OF OUR CLIENTS HAVE DONE

Talk to one of our specialists, ask for one free terminal, start accepting zero-fee payments, test it all out, and only then switch your whole operation.

 

It costs you nothing to give it a try, and you can make thousands every year with just this simple switch!

  • IS CASH DISCOUNT LEGAL?
    If it wasn't legal gas stations wouldn't be running it, and neither we would be offering it. So the answer is 100% yes, our cash discount program is legal. Utilizing a cash discount at the point of sale is entirely legal in all 50 states. A cash discount can easily be confused with a credit card fee or surcharge. Surcharging is legal in only 40 of the 50 United States. Surcharging is illegal in Texas, Oklahoma, New York, Massachusetts, Maine, Kansas, Florida, Connecticut, Colorado, and California.
  • THE DIFFERENCE BETWEEN SURCHARGE AND CASH DISCOUNT
    In a surcharge program, you charge the consumer an additional fee or surcharge on top of the cost of goods to cover the merchant processing cost. A cash discount program passes the cost of acceptance back to customers who choose to pay with a credit card or debit card. If the customer chooses to pay cash, you give them a discount. Most customers love to hear the word discounts, but they dislike hearing they need to pay more to swipe their card. So cash discount for the win!
  • DOES IT INCLUDE FREE POS SYSTEMS AND TERMINALS?
    Free terminals designed to work with the true cash discount program are available for your business based on your monthly processing volume.
  • WILL I NEED TO CHANGE MY POS SYSTEM AND TERMINALS?
    We know it's a pain to have to change your POS system. So in most cases, there is no need to change your current POS system or your terminals. But if you want to change them for more modern ones, we will send a specialist to set it all up, or we'll assist you online. Rest assured that the process will be smooth in any scenario.
  • I HAVE LOTS OF PRODUCTS REGISTERED IN MY POS SYSTEM. WILL I NEED TO REGISTER THEM ALL AGAIN?
    No. We have a system that migrates all your products to your POS system. However, in most cases, you won't need to change your POS system if you choose not to.

Payment Time | San Diego, CA | 858-224-3307

Copyright © 2022 | All Rights Reserved

Created by MR. LENZ

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